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NZ consumer card insurance

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Please Note: Consumer Insurance Services Ltd (CISL) Insurance policies are no longer being sold or existing policies renewed. If you hold an existing CISL Insurance policy it will continue on its terms until expiry and will not be renewed. 

If you are an existing Repayment Insurance policyholder you can relax knowing that your entire Q Card, Q Mastercard or Farmers Finance Card Closing Balance could be covered if you or your partner can’t work due to an accident, illness or redundancy. 

ABOUT Consumer Insurance Services Ltd (CISL)

CISL provides a range of insurance products to protect against the unexpected.

CISL is a member of FlexiGroup New Zealand and it administers and underwrites all its own policies.

Insurance CISL's Financial Strength Rating and Solvency Margin.

Consumer Insurance Services Ltd has a B+ (good) financial strength rating, which was given by A.M. Best Company Inc. on 29 May 2020 A.M. Best Company Inc. is an approved agency pursuant to the Insurance (Prudential Supervision) Act 2010.

Consumer Insurance Services Ltd Solvency as at 31 December 2019 is: Actual Solvency Capital = $3,576,000, Minimum Solvency Capital = $3,000,000, Solvency Margin = $576,000, Solvency Ratio = 119%.

The Ratings Scale is: A++, A+ = Superior, A, A- = Excellent, B++, B+ = Good, B, B- = Fair, C++, C+ = Marginal, C, C- = Weak, D = Poor, E = Under Regulatory Supervision, F = In Liquidation, S = Suspended

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