We are hummgroup

HUMMGROUP IS REVOLUTIONISING THE WAY PEOPLE PAY

hummgroup is a diversified non-bank financial services institution offering business financing products, credit cards, and point-of-sale finance plans designed around the core needs of today’s shoppers, retailers, and small to medium enterprises.

hummgroup in numbers

FY23 Results

market leader
MARKET LEADER

In BNPL transactions up to $30,000 in value1

commercial
#2 NBFI

Commercial asset finance lender2

mobile & card
THE LEADING NBFI

Issuer of new credit cards in New Zealand (33% of market in 4Q21)

solar
#1 BNPL FINANCER

In residential solar and home improvement in Australia

health
#1 BNPL FINANCER

In key health verticals-private audiology equipment and dental

platform
B2B PLATFORM OF CHOICE

For blue chip partners to offer customers the latest trends in instalment payments

$75M

normalised cash profit (after tax)

$112M

of unrestricted cash at
30 June 2023

~$1.0B

warehouse headroom at
30 June 2023

$4.2B

in receivables +28% on pcp

1.8% +60bps

Group net loss/Average Net Receivables of 1.8% +60bps on pcp

5

countries of operation – Australia, New Zealand, Ireland, Canada and United Kingdom.

Flexicommercial

+23%

growth in brokers with 1+ deals in FY23

80%

of deals approved same day

~91%

broker satisfaction score.

hummgroup in numbers

2.7M

customers

1362

new sellers

$1.04B

transaction volume

5

countries

$1.04B

BNPL volume

$540.3M

commercial & leasing volume

FY21 Results

30 YEARS OF INNOVATING THE WAY PEOPLE PAY

Our product ecosystem of buy now pay later, credit cards, and business financing products has been designed around the core needs of today’s shoppers, retailers, and small and medium enterprises. We help people access not only the basics, like bus passes and groceries, but also fund significant life stages like home renovation, major dental and orthodontic work, fertility and everything in-between. Our commercial customers have a range of options to support them in building their businesses and driving the economy.
Our experience as a leader in financing customer needs – whether through working with our retail partners or making our offers direct to customers – provides the platform, stability, strength and the acumen to support us in our continuing innovation journey in the face of tech and service evolution.
We serve over 2.7 million customers throughout Australia, New Zealand, the United Kingdom and Ireland and have built success through a team of highly engaged and high performing people, all intent on revolutionising the way people pay.

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